Honestly, I don’t regret my spending as most brought me a lot of joy. There are certain things I definitely didn’t NEED to do. I am in my 20’s though and before saving was a thing I am guilty of spending my money in ways I probably shouldn’t have.
- Buying overpriced resale concert tickets:
Coming from a one direction fan who lives in America, you can see where this is going. There are certain shows I just “had” to see because you never know when your favorite artists are gonna go in your again. Especially when all the musicians you like live in the U.K. Now that I’m a bit older I know spending $200 over the actual price of the ticket is not the best decision with all these bills I have to pay. It was fun while it lasted.
2. Last minute flight tickets:
One day I will get my act together. I’m that person who books ticket last minute and ends up paying for an overpriced ticket for a short trip. If it takes giving up coffee for a while to pay ahead of time, do it.
3. That brings me to my next item… COFFEE:
I spend a lot of money on coffee. Seeing how many points I have makes me cry in a bad way. $6 everyday on coffee adds up. I’ve started limiting myself to a couple times a week. IT’S PROGRESS OK!
5. Interest charges:
This one makes me cry more than coffee. Don’t spend a lot of money on your cards if you can’t pay it off during the time you have 0% interest. I’m dealing with the consequences now. It’s not fun.
6. Late payments (car tickets, registration, etc.):
Being late with ticket payments for me is usually because of laziness, avoidance, and a bad memory. Do yourself a favor and pay for it as soon as you can, so you don’t have to pay more for an already pricey situation.
7. People who don’t matter:
I’m really careless with throwing my money around for others. I mean I do it because I like to see people happy. This isn’t on the list because the money matter, but because you shouldn’t have to go out of your way all the time for someone you might not be talking to a year from now. It doesn’t make you a bad person.
That’s it for now. I’m sure I’ll have more to add to this a few years from now. I’ll definitely work on my spending habits. Having so many bills to pay for kind of helps with that.
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Don’t lose your wallet,
Suzy [fragile, yet fearless]